Benefits of Applying OnlineYou can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualificationsWe offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!
Please be advised that rates are subject to market conditions until they are locked. Rates will not be locked until a member has signed a “Mortgage Interest Rate Commitment” with their lender.
Earn rewards every time you use the NEW HFCU Emerald VISA! Every time you use your card you earn FREE Rewards Program redeemable for travel, merchandise & account credit. For more information, or to apply for your HFCU Emerald VISA, call 888.252.8932, today!