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Please be advised that rates are subject to market conditions until they are locked. Rates will not be locked until a member has signed a “Mortgage Interest Rate Commitment” with their lender.
| Earn rewards every time you use the NEW HFCU Emerald VISA! Every time you use your card you earn FREE Rewards Program redeemable for travel, merchandise & account credit. For more information, or to apply for your HFCU Emerald VISA, call 888.252.8932, today! |
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Benefits of Applying Online |
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You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice. |
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We can get your mortgage approved in minutes, rather than days or weeks! |
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We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage. |
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We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away! |
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Actual interest rates and APRs may vary based on credit history.
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Updated information about your loan is available for you anytime 24 hours a day!

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